OpenClear

OpenClear is a multi-tenant positive pay platform that processes checks and ACH transactions with pluggable OCR.

OpenClear is a multi-tenant positive pay platform built to handle checks and ACH transactions with extensible support for other payment networks. It includes pluggable OCR, an ML-assisted exception review feedback loop, per-tenant branding, and an immutable action log. Users can perform bulk file uploads for accounts, issued items, presented checks, and ACH transactions using delimited files, Excel, NACHA files, or custom layouts. The system supports cross-tenant access controls, security groups, compliance and control testing, billing statements, and API integrations. It is designed for banking and financial operations to modernize check processing and fraud prevention.

OpenClear at a glance

Best for: Finance
Runs on: Web, macOS, Windows, Linux, API, self-hosted, open source
Pricing: Paid
Released: October 2026
Category: AI productivity tool
Website: github.com/chaffed/openclear

Key features

Multi-tenant positive pay platform
Pluggable OCR for check images
ML-assisted exception review feedback loop
Bulk file uploads for accounts and transactions
NACHA file parsing and validation
Custom layout builder for issue files
Immutable action log and audit trail
JSON API and web user interface

Use it for

Reviewing and managing payment exceptions
Bulk uploading issued items and presented checks
Processing ACH transactions and NACHA files
Managing multi-tenant bank accounts and customers
Running compliance and control testing

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